Frasers Plus is a credit product where you are able to use your credit limit to purchase goods and pay in three different ways:
1. By choosing to pay in full at the end of the monthly billing period (interest free). If you want to pay over a longer instalment plan period, you can replan your purchase in the Frasers Plus app.
2. By spreading the payment across up to 3 monthly interest free instalments, or
3. By spreading the payment across 6-36 months. Instalment plans of 6 months or longer are interest bearing.

If you do not choose a plan for your purchase, we will put it on the longest available plan that ensures a minimum monthly payment of £2.

Representative APR: 29.9% APR (variable)
Illustrative Example of repaying a £500 purchase over a 12 month instalment plan:
Cash price of purchase: £500
Total amount of credit: £500
Rate of interest 29.9% (variable)
Representative APR: 29.9% APR (variable)
Number of payments: 12 monthly payments of £47.53
Cost of credit: £70.36
Total amount payable: £570.36